Computer and bankruptcy

Question: I need to claim bankrupcy and I have a computer that I still owe money too but I will always have a $1000 a munth income and I want to pay it off. I need my computer I can't loose it. I'm on aish and am diabled and I cant get out alot so I need to do this over the phone or online. can you help me or point me in the right direction.

Answer: In Canada, including in Calgary, you cannot file bankruptcy over the phone or online. You must be assessed, in person, by a licensed trustee. We suggest you contact a trustee; they will provide some initial information to you over the phone, or by email. They will want to review your computer loan agreement to advise you on what will happen to the computer in the event that you file bankruptcy in Alberta.